Single-lender BNPL options like Klarna, Affirm, and SplitIt work well for small to mid-sized purchases but often exclude subprime customers and have high interest rates. These solutions typically focus on prime customers, limiting flexibility and transaction size. In contrast, Enable Financing provides a full-spectrum POS lending solution that serves a broader credit profile, allowing high-ticket purchases up to $250,000. This flexibility helps businesses increase sales conversions, offer competitive rates, and provide tailored financing options for larger transactions. Enable Financing’s inclusivity and adaptability make it an ideal choice for businesses aiming to reach a more diverse customer base and support big-ticket sales.