Cards-Only Flow

Cards-Only Application Flow

A new short-form application option lets consumers apply for credit card offers only— no loan programs. Single input screen, immediate card offers. Fast and focused for consumers who just want cards

Smarter Invitation Routing

When sending invitations, the dropdown now automatically routes consumers to the correct flow based on your selection:

  • DTC
  • DTM
  • DTC + Cards
  • DTM + Cards
  • Cards Only
The options shown reflect your merchant’s enabled programs—you’ll only see what’s relevant to your setup. The system also remembers your last-used selection, so sending multiple invites during busy periods is faster.

Application Ownership Reassignment

Merchant admins can now reassign application owners, making it easier to balance workloads or hand off applicants between team members.

Sales Rep View Update

Merchant sales rep users will now only see applications assigned to them—not all merchant applications.
This keeps dashboards focused and reduces noise. Admins retain full visibility.