Direct-to-Merchant is live

Direct-To-Merchant is now live

Our DTM program allows Merchants to offer loans to Borrowers and get funded directly from our lenders. Merchants will need to apply and qualify with each lender, but we have a streamlined enrollment process that captures all the necessary business information and documents through one simple submission process.

Minimum business criteria:

  • $1.2M in annual Sales
  • At least 1 year in business

Benefits:

  • Direct funding! No waiting for a Borrower to remit or transact loan funds
  • Focused industries allow lenders to offer custom programs with higher approval rates
  • Competitive Merchant Discount Rates
  • Same Borrower Application as DTC Program

DTM Refunds & Loan Flexibility

DTM also gives Merchants more control post-qualification:

  • DTM partial and full refunds are supported
  • Merchants can adjust DTM loan amounts after pre-qualification up to the max approved amount